Hot Topics

The right questions to ask yourself in June

June 12, 2017 | Robin Bowerman, Vanguard Investments Australia

June is a favourite month.

It is an important marker: the year's mid-point when you can reflect on progress made to date yet still with enough time left to achieve more before the year draws to a close.

Until you talk tax. Then June takes on more urgency.

Give your children a saving and investing edge - for life

June 12, 2017 | Robin Bowerman, Vanguard Investments Australia

Perhaps the best way to give your young children a lifetime saving and investing advantage is to ensure they are as financially literate as possible, as early as possible in their lives.

By indulging their every whim is likely to have the opposite effect. It may pave the way for them to become conspicuous spenders; a wealth-destroying approach to dealing with money.

A powerful case for global shares exposure

May 28, 2017 | Robin Bowerman, Vanguard Investments Australia

A special report in The Economist magazine this month refers to the flow of data from information technology as the “world's most valuable resource”. Whether you agree or not with this tag, the rising financial and social influence of the world's heavyweight IT corporations is undeniable.

As The Economist stresses, five of the "titans" that "deal in data" – Alphabet (Google's parent company), Amazon, Apple, Facebook and Microsoft – are the five most valuable listed companies in the world in terms of market capitalisation. Their combined net profit for the first quarter of this year alone was more than $US25 billion.

Two valuable lessons for young investors

May 28, 2017 | Robin Bowerman, Vanguard Investments Australia

I was recently asked to put some thoughts together for investing newsletter Cuffelinks on what advice I would give my 20 year-old self.

Thinking about this reminded me that becoming a better investor is an iterative process that occurs over many years. The only way we can improve as investors is if we learn new things as we go, likely making valuable (and potentially costly) mistakes along the way which help us accumulate greater knowledge and form better financial habits.

A vital SMSF question: A corporate trustee or individual trustees?

May 21, 2017 | Robin Bowerman, Vanguard Investments Australia

A self-managed super statistic that doesn't seem to change much over the years is the strong preference of new SMSFs for individual trustees rather than a corporate trustee.

The latest-available tax office statistics on SMSF trustee arrangements show that 93 per cent of SMSFs established in 2015-16 had individual trustees – a percentage that has remained more or less static in recent years. Yet 77 per cent of all SMSFs in existence at June 2016 had individual trustees – again a percentage that has remained rather static.

Looking at this from another way, a third of all SMSFs have corporate trustees against just 7 per cent for new SMSFs.

SOA Preparation (Paraplanning)
We produce tailored SOAs through Xplan or visiplan aimed at highlighting the value of your advice
Website Design and Maintenance
We provide a holistic website design and maintenance service specialising in websites for financial planners and other professionals. We can also develop mobile phone apps.
Trusted Professional
Web based practice management program aimed at helping you increase operational efficiency by providing electronic information collection, sharing and storage between staff, clients and referral partners.
SOA Coaching and Checking
We provide a tailored on site coaching program for new or existing paraplanners on Xplan or visiplan.
Practice Management
Our experienced practice manager provides tailored project management formulation and implementation assistance for your business.